5 STEPS TO STOP WAGE GARNISHMENT IN ONTARIO (FAST)
5 STEPS TO STOP WAGE GARNISHMENT IN ONTARIO (FAST) Did you wake up to a smaller paycheque? If a creditor is garnishing your wages in Ontario, they can legally take 20% of your gross pay—and if it's the CRA or for support, it could be up to 50%. In this video, Brandon Smith from Ira Smith Trustee & Receiver Inc. breaks down the 5 exact steps you need to take to stop wage garnishment and get your full paycheck back. Warning: Most people wait too long, losing thousands of dollars that they can NEVER get back. Under the Ontario Wages Act and the Bankruptcy and Insolvency Act (BIA), you have rights—but you have to trigger them. WHAT YOU WILL LEARN: ✅ How to identify if your garnishment is a Court Order or a CRA Requirement to Pay. ✅ Why "negotiating" with creditors usually fails once the garnishment starts. ✅ The "Automatic Stay of Proceedings": Your secret weapon to stop collectors instantly. ✅ Consumer Proposal vs. Bankruptcy: Which one is right for your situation? ✅ How a Licensed Insolvency Trustee (LIT) can stop the garnishment in as little as 24 hours. At Ira Smith Trustee & Receiver Inc., we believe in "Starting Over, Starting Now." Don't let a debt collector control your livelihood. 📞 CONTACT US FOR A FREE CONSULTATION: 📍 Visit us: 167 Applewood Crescent #6, Concord, ON L4K 4K7 📞 Call for a No-Cost Consultation: P: (905) 738-4167 Toronto line: (647) 799-3312 After hours and weekend phone: (289)-670-7500 Website: https://ift.tt/urSg8HZ Location: Toronto / Vaughan / Ontario Wide ABOUT BRANDON SMITH: Brandon Smith is a Licensed Insolvency Trustee (LIT) and Senior Vice-President at Ira Smith Trustee & Receiver Inc. Based in Ontario, Brandon helps Canadians navigate complex financial challenges with empathy, authority, and customized debt solutions. Starting Over, Starting Now. Video Chapters Timestamps: 0:00 Introduction: 5 Steps to Stop Wage Garnishment 0:12 Step 1: Act Fast 0:18 Step 2: Know the Law (CRA vs. Standard Debt) 0:27 Step 3: Negotiate Carefully 0:33 Step 4: Your Lifeline (Stay of Proceedings) 0:43 Step 5: Bring in a Professional 0:56 Regain Financial Control & Contact Ira Smith #WageGarnishment #OntarioDebt #ConsumerProposal #LicensedInsolvencyTrustee #DebtReliefCanada
via YouTube https://www.youtube.com/watch?v=fdDs6d9q0X4
5 STEPS TO STOP WAGE GARNISHMENT IN ONTARIO (FAST) Did you wake up to a smaller paycheque? If a creditor is garnishing your wages in Ontario, they can legally take 20% of your gross pay—and if it's the CRA or for support, it could be up to 50%. In this video, Brandon Smith from Ira Smith Trustee & Receiver Inc. breaks down the 5 exact steps you need to take to stop wage garnishment and get your full paycheck back. Warning: Most people wait too long, losing thousands of dollars that they can NEVER get back. Under the Ontario Wages Act and the Bankruptcy and Insolvency Act (BIA), you have rights—but you have to trigger them. WHAT YOU WILL LEARN: ✅ How to identify if your garnishment is a Court Order or a CRA Requirement to Pay. ✅ Why "negotiating" with creditors usually fails once the garnishment starts. ✅ The "Automatic Stay of Proceedings": Your secret weapon to stop collectors instantly. ✅ Consumer Proposal vs. Bankruptcy: Which one is right for your situation? ✅ How a Licensed Insolvency Trustee (LIT) can stop the garnishment in as little as 24 hours. At Ira Smith Trustee & Receiver Inc., we believe in "Starting Over, Starting Now." Don't let a debt collector control your livelihood. 📞 CONTACT US FOR A FREE CONSULTATION: 📍 Visit us: 167 Applewood Crescent #6, Concord, ON L4K 4K7 📞 Call for a No-Cost Consultation: P: (905) 738-4167 Toronto line: (647) 799-3312 After hours and weekend phone: (289)-670-7500 Website: https://ift.tt/urSg8HZ Location: Toronto / Vaughan / Ontario Wide ABOUT BRANDON SMITH: Brandon Smith is a Licensed Insolvency Trustee (LIT) and Senior Vice-President at Ira Smith Trustee & Receiver Inc. Based in Ontario, Brandon helps Canadians navigate complex financial challenges with empathy, authority, and customized debt solutions. Starting Over, Starting Now. Video Chapters Timestamps: 0:00 Introduction: 5 Steps to Stop Wage Garnishment 0:12 Step 1: Act Fast 0:18 Step 2: Know the Law (CRA vs. Standard Debt) 0:27 Step 3: Negotiate Carefully 0:33 Step 4: Your Lifeline (Stay of Proceedings) 0:43 Step 5: Bring in a Professional 0:56 Regain Financial Control & Contact Ira Smith #WageGarnishment #OntarioDebt #ConsumerProposal #LicensedInsolvencyTrustee #DebtReliefCanada
via YouTube https://www.youtube.com/watch?v=fdDs6d9q0X4