Toronto Debt Solutions

Mortgage Default In Ontario final THIS BRANDON’S BLOG DROPS ON MONDAY, APRIL 27, 2026 AT 12 NOON MORTGAGE DEFAULT IN ONTARIO: OUR ULTIMATE GUIDE TO SURVIVE PAYMENT SHOCK TO SAVE YOUR HOME Are you facing a mortgage default in Ontario? The moment you miss a payment, the bank starts a high-speed legal clock. In this video, Brandon Smith from Ira Smith Trustee & Receiver Inc. breaks down the exact steps of the Ontario Power of Sale process and how you can protect your home equity. In Ontario, lenders rarely use "Foreclosure"—they use "Power of Sale" because it’s faster. If you’ve received a Notice of Sale or a Statement of Claim, you need to act immediately. WHAT YOU WILL LEARN: ✅ The difference between Power of Sale and Foreclosure in Ontario. ✅ The "15-Day Rule": Why your response time is critical. ✅ How a Licensed Insolvency Trustee (LIT) can help you stop the pressure. ✅ Using a Consumer Proposal to fix your cash flow and save your home. ✅ Why "S...

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HOW TO BUILD YOUR CREDIT WITH A SECURED CREDIT CARD (THE CANADIAN REBUILD STRATEGY) THIS BRANDON’S BLOG DROPS ON APRIL 20, 2026 AT 12:00 NOON HOW TO BUILD YOUR CREDIT WITH A SECURED CREDIT CARD (THE CANADIAN REBUILD STRATEGY) Are you struggling to get approved for a loan or apartment after a financial setback? In this video, Brandon Smith Senior Vice-President of Ira Smith Trustee & Receiver Inc. breaks down the most effective way of building your credit with a secured credit card specifically for the Canadian marketplace. If you have filed a Consumer Proposal or gone through Bankruptcy, your credit score has taken a hit. But you don't have to wait 6 or 7 years to start fixing it. In this video, you will learn: ✅ The "Safety Net" Strategy: How a secured credit card uses a cash deposit to bypass traditional bank rejections after insolvency. ✅ Timing Your Rebuild: Exactly when you can apply for a card following a Consumer Proposal or Bankruptcy discharge. ✅ The 30% Uti...

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VAUGHAN ONTARIO CPA BANKRUPTCY: 3 THINGS YOUR ACCOUNTANT CAN’T DO (BUT I CAN) THIS BRANDON’S BLOG DROPS ON MONDAY, APRIL 13, 2026 AT 12:00 NOON VAUGHAN ONTARIO CPA BANKRUPTCY: 3 THINGS YOUR ACCOUNTANT CAN’T DO (BUT I CAN) Are you a resident, business owner, lawyer or a CPA in Vaughan, Woodbridge or Concord, struggling with overwhelming debt? You might be searching for a "Vaughan Ontario CPA bankruptcy" expert, but there is a critical distinction you need to know before you make your next move. In this video, Brandon Smith, Senior Vice-President of Ira Smith Trustee & Receiver Inc., breaks down why a standard Chartered Professional Accountant (CPA) cannot legally file your bankruptcy or consumer proposal—and why you specifically need a Licensed Insolvency Trustee (LIT). Brandon also breaks down what a Vaughan, Ontario CPA must do if they become insolvent and must file for insolvency, regardless of whether they are in or near Vaughan Mills, the VMC, or our office at 167 Ap...

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