Toronto Debt Solutions

HOW TO BUILD YOUR CREDIT WITH A SECURED CREDIT CARD (THE CANADIAN REBUILD STRATEGY) THIS BRANDON’S BLOG DROPS ON APRIL 20, 2026 AT 12:00 NOON HOW TO BUILD YOUR CREDIT WITH A SECURED CREDIT CARD (THE CANADIAN REBUILD STRATEGY) Are you struggling to get approved for a loan or apartment after a financial setback? In this video, Brandon Smith Senior Vice-President of Ira Smith Trustee & Receiver Inc. breaks down the most effective way of building your credit with a secured credit card specifically for the Canadian marketplace. If you have filed a Consumer Proposal or gone through Bankruptcy, your credit score has taken a hit. But you don't have to wait 6 or 7 years to start fixing it. In this video, you will learn: ✅ The "Safety Net" Strategy: How a secured credit card uses a cash deposit to bypass traditional bank rejections after insolvency. ✅ Timing Your Rebuild: Exactly when you can apply for a card following a Consumer Proposal or Bankruptcy discharge. ✅ The 30% Uti...

via IFTTT

VAUGHAN ONTARIO CPA BANKRUPTCY: 3 THINGS YOUR ACCOUNTANT CAN’T DO (BUT I CAN) THIS BRANDON’S BLOG DROPS ON MONDAY, APRIL 13, 2026 AT 12:00 NOON VAUGHAN ONTARIO CPA BANKRUPTCY: 3 THINGS YOUR ACCOUNTANT CAN’T DO (BUT I CAN) Are you a resident, business owner, lawyer or a CPA in Vaughan, Woodbridge or Concord, struggling with overwhelming debt? You might be searching for a "Vaughan Ontario CPA bankruptcy" expert, but there is a critical distinction you need to know before you make your next move. In this video, Brandon Smith, Senior Vice-President of Ira Smith Trustee & Receiver Inc., breaks down why a standard Chartered Professional Accountant (CPA) cannot legally file your bankruptcy or consumer proposal—and why you specifically need a Licensed Insolvency Trustee (LIT). Brandon also breaks down what a Vaughan, Ontario CPA must do if they become insolvent and must file for insolvency, regardless of whether they are in or near Vaughan Mills, the VMC, or our office at 167 Ap...

via IFTTT

CAN AN ONTARIO LAWYER PRACTICE LAW WHILE BANKRUPT? (LSO RULES EXPLAINED) THIS BRANDON’S BLOG DROPS ON MONDAY, APRIL 6, 2026 AT 12:00 NOON CAN AN ONTARIO LAWYER PRACTICE LAW WHILE BANKRUPT? (LSO RULES EXPLAINED) Can an Ontario lawyer continue to practice law while bankrupt? It is the #1 question we hear from legal professionals in financial distress. In this video, Brandon Smith, Licensed Insolvency Trustee and Senior Vice-President of Ira Smith Trustee & Receiver Inc., breaks down the strict Law Society of Ontario (LSO) rules regarding bankruptcy and insolvency. If you are a lawyer or paralegal in Ontario, filing for bankruptcy triggers immediate consequences under By-Law 8 and By-Law 9. We discuss: ✅ Why you MUST notify the Law Society immediately. ✅ The "Practice Restricted" status on the LSO directory. ✅ Why you lose signing authority on trust accounts. ✅ The impact on your LawPRO insurance and real estate practice. ✅ How a Consumer Proposal or Division I Proposal can...

via IFTTT