Toronto Debt Solutions

HOW DO I STOP A CRA WAGE GARNISHMENT IN ONTARIO IMMEDIATELY HOW DO I STOP A CRA WAGE GARNISHMENT IN ONTARIO IMMEDIATELY (AND LEGALLY!!)? Is the Canada Revenue Agency (CRA) garnishing your wages? In Ontario, the CRA has the power to take up to 50% of your paycheck through a "Requirement to Pay"—and they don't even need a court order to do it. In this video, Brandon Smith, Senior Vice-President at Ira Smith Trustee & Receiver Inc., explains the immediate steps you must take to protect your income and stop CRA enforcement actions today. What you will learn: ✅ Why the CRA doesn't need a court order to garnish you. ✅ The difference between a "Requirement to Pay" and a standard garnishment. ✅ How a Consumer Proposal or Bankruptcy triggers a "Stay of Proceedings." ✅ Why only a Licensed Insolvency Trustee (LIT) can legally stop the CRA. ✅ How to get your full paycheck back by the next pay cycle. At Ira Smith Trustee & Receiver Inc., we believe in ...

CRA COLLECTIONS: HOW TO STOP THEM INSTANTLY (THE LEGAL WAY) THIS BRANDON’S BLOG DROPS ON MONDAY, MAY 4, 2026, AT 12 NOON CRA COLLECTIONS: HOW TO STOP THEM INSTANTLY (THE LEGAL WAY) Are you dealing with aggressive CRA collections? If the Canada Revenue Agency is threatening to freeze your bank account, garnish your wages, or put a lien on your home, you need to know your legal rights. In this video, Brandon Smith from Ira Smith Trustee & Receiver Inc. explains why the CRA is the most powerful creditor in Canada and—more importantly—how you can legally stop them in their tracks. What you’ll learn in this video: 00:00 Introduction: Dealing with Aggressive CRA Collections 00:01:18 Why the CRA is Your Most Powerful Creditor 00:02:15 The 4 Critical Points to Remember 00:03:07 The "Requirement to Pay" & Silent Liens 00:03:49 Piercing the Corporate Veil: Business Owner Risks 00:04:30 Myths: Can You Negotiate Debt Directly with the CRA? 00:05:30 The Legal Pathway: Licensed In...

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Mortgage Default In Ontario final THIS BRANDON’S BLOG DROPS ON MONDAY, APRIL 27, 2026 AT 12 NOON MORTGAGE DEFAULT IN ONTARIO: OUR ULTIMATE GUIDE TO SURVIVE PAYMENT SHOCK TO SAVE YOUR HOME Are you facing a mortgage default in Ontario? The moment you miss a payment, the bank starts a high-speed legal clock. In this video, Brandon Smith from Ira Smith Trustee & Receiver Inc. breaks down the exact steps of the Ontario Power of Sale process and how you can protect your home equity. In Ontario, lenders rarely use "Foreclosure"—they use "Power of Sale" because it’s faster. If you’ve received a Notice of Sale or a Statement of Claim, you need to act immediately. WHAT YOU WILL LEARN: ✅ The difference between Power of Sale and Foreclosure in Ontario. ✅ The "15-Day Rule": Why your response time is critical. ✅ How a Licensed Insolvency Trustee (LIT) can help you stop the pressure. ✅ Using a Consumer Proposal to fix your cash flow and save your home. ✅ Why "S...

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