Toronto Debt Solutions

PERSONAL GUARANTEE IN THE GTA: COMMERCIAL LEASE & BUSINESS LOAN RISKS IN ONTARIO THIS BLOG GOES LIVE ON MONDAY, FEBRUARY 16, 2025, AT NOON - WATCH THE VIDEO NOW! PERSONAL GUARANTEE IN THE GTA: COMMERCIAL LEASE & BUSINESS LOAN RISKS IN ONTARIO A personal guarantee can be one of the riskiest documents a business owner signs, especially in the high-stakes Greater Toronto Area (GTA) and Ontario commercial environment. This Brandon’s Blog breaks down everything you need to know about personal guarantees, from commercial lease agreements to securing a business loan in Canada. We cover the difference between limited and unlimited guarantees, how to negotiate with landlords and lenders, and the legal implications for your personal assets. If you're an entrepreneur in Toronto, Mississauga, Vaughan, or anywhere in the GTA, understanding this legal tool is crucial for protecting your personal wealth from corporate liability. Watch now to learn how to minimize your risk when personall...

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HOW TO RESTRUCTURE CORPORATE DEBT (THE 70% HAIRCUT STRATEGY) THIS BLOG GOES LIVE ON MONDAY, FEBRUARY 9, 2025, AT NOON - WATCH THE VIDEO NOW! HOW TO RESTRUCTURE CORPORATE DEBT (THE 70% HAIRCUT STRATEGY) **Is your business drowning in debt? Most owners think bankruptcy is the only exit—but they’re wrong.** In this video, Brandon Smith (Senior VP at Ira Smith Trustee & Receiver Inc.) breaks down the "70% Haircut Strategy." Learn how to use a Division I Proposal to freeze interest, stop creditor lawsuits, and force lenders to accept a fraction of what you owe so you can keep your doors open and your legacy intact. It sounds like things are feeling a bit heavy on the financial front, but as the transcript suggests, a strategic pivot can turn that pressure into a new beginning. Here are the video chapters for your YouTube description, organized with clickable timestamps and the required citations from your provided transcript. Video Chapters: Corporate Debt Restructuring 00:00...

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CANADA’S DEBT RELIEF UPGRADE 2026: NEW RULES FROM THE OSB (EXPLAINED) THIS BLOG GOES LIVE ON MONDAY, FEBRUARY 2, 2025, AT NOON - WATCH THE VIDEO NOW! CANADA’S DEBT RELIEF UPGRADE 2026: NEW RULES FROM THE OSB (EXPLAINED) Major news from the Office of the Superintendent of Bankruptcy Canada! In this video, we break down the 2026 modernization of Canada's debt relief system and what it means for your financial fresh start. Licensed Insolvency Trustee Brandon Smith, Senior Vice-President of Ira Smith Trustee & Receiver Inc., shares expert insights on the huge upgrades designed to make consumer proposals and bankruptcy more accessible. Whether you are dealing with credit card debt or considering a consumer proposal, these new OSB rules are a game-changer. Key Topics Covered: What is the Office of the Superintendent of Bankruptcy Canada modernization? How the new rules make a "Fresh Start" easier The role of a Licensed Insolvency Trustee in the new system Why reaching out ...

THIS BLOG GOES LIVE ON MONDAY, FEBRUARY 2, 2025, AT NOON - WATCH THE VIDEO NOW! CANADA’S DEBT RELIEF UPGRADE 2026: NEW RULES FROM THE OSB (EXPLAINED) Major news from the Office of the Superintendent of Bankruptcy Canada ! In this video, we break down the 2026 modernization of Canada's debt relief system and what it means for your financial fresh start. Licensed Insolvency Trustee Brandon Smith, Senior Vice-President of Ira Smith Trustee & Receiver Inc. , shares expert insights on the huge upgrades designed to make consumer proposals and bankruptcy more accessible. Whether you are dealing with credit card debt or considering a consumer proposal, these new OSB rules are a game-changer. Key Topics Covered: What is the Office of the Superintendent of Bankruptcy Canada modernization? How the new rules make a "Fresh Start" easier The role of a Licensed Insolvency Trustee in the new system Why reaching out to Ira Smith Trustee & Receiver Inc. is your best first step Re...