#VIDEO – SURPLUS INCOME LIMITS FOR 2015, 2016 & BEYOND: YOU WILL REALLY FEEL IT IN YOUR BANKRUPTCY #

Our inspiration for this vlog This vlog was inspired by our new eBook: PERSONAL BANKRUPTCY CANADA – Not Because You Are A Dummy, Because You Need To Get Your Life Back On Track, which is sold on Amazon.com. The eBook explains the Canadian personal insolvency and bankruptcy system, specifically directed to the person stressed out with too much debt. The most asked question is about surplus income limits The question we are always asked is: What are the surplus income limits for 2015 and 2016 if I am in bankruptcy? I don’t have any cash left over from each paycheque, so, how can you say that I have surplus income? What are the surplus income limits for 2015, 2016 and beyond? Surplus income is the amount of a debtor’s total income that exceeds what is necessary to maintain a reasonable standard of living according to the standards set by the Office of the Superintendent of Bankruptcy (remember, the actual standard is right at the poverty line so don’t get happy when yo
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THE HUDSON'S BAY COMPANY EFFECT: OUR COMPREHENSIVE GUIDE ON THE DOWNFALL OF CANADA'S OLDEST RETAILER

THE HUDSON'S BAY COMPANY EFFECT: OUR COMPREHENSIVE GUIDE ON THE DOWNFALL OF CANADA'S OLDEST RETAILER Ira Smith Trustee & Receiver Inc. 167 Applewood Crescent #6, Concord, ON L4K 4K7 (647) 799-3312 VISIT THIS SITE: https://irasmithinc.com/blog/hudsons-bay-company/ Discover the fascinating story of Hudson's Bay Company, Canada's oldest retailer, and its downfall. With over 350 years of history, HBC was a symbol of Canadian commerce and tradition. However, the rise of e-commerce and failure to adapt led to its decline. Key factors include an extensive real estate portfolio, debt accumulation, and strategic missteps. Introduction to HBC's history Early warning signs and market changes Critical factors in HBC's decline Learn from HBC's mistakes and take proactive steps to secure your business's future. Like, subscribe, and hit the notification bell for more business survival strategies. If you're struggling with debt, schedule a free consultation wi...

CONSUMER CREDIT COUNSELING ONTARIO: THE LICENSED INSOLVENCY TRUSTEE COMP...

THIS BLOG GOES LIVE ON MONDAY, JUNE 23, 2025, AT NOON - WATCH THE VIDEO NOW! CONSUMER CREDIT COUNSELING ONTARIO: THE LICENSED INSOLVENCY TRUSTEE COMPLETE GUIDE TO LEGITIMATE DEBT HELP Ira Smith Trustee & Receiver Inc. 167 Applewood Crescent #6, Concord, ON L4K 4K7 (647) 799-3312 VISIT THIS SITE: https://irasmithinc.com/blog/consumer-credit-counseling-ontario/ Discover the truth about debt help in Ontario and learn how to avoid predatory debt advisors. In this video, we'll explore the dangers of unregulated debt counseling and introduce you to Licensed Insolvency Trustees (LITs), the only professionals legally authorized to provide formal debt relief in Canada. With their federally licensed and regulated expertise, LITs offer consumer credit counseling, debt consolidation, and budget restructuring. Key topics covered: The risks of unregulated debt advisors The benefits of working with LITs Exploring all debt relief options Call us at 905-738-4167 or visit our website at https://...

CONSUMERS PROPOSAL CANADA

CONSUMERS PROPOSAL COMPANIES IN TORONTO ONTARIO - CONSUMER PROPOSAL PAYDAY LOANS Ira SmithTrustee & Receiver Inc. 167 Applewood Crescent #6, Concord, On L4K 4K7 (647) 799-3312 http://www.irasmithinc.com/blog/consumers-proposal-toronto/ I have heard some people refer to “consumers proposal”. Placing the “s” on the wrong word. So, I thought it would be good for me to write a consumer proposal Canada faq. #consumersproposal #consumerproposal #debt #debtsettlement #bankruptcy ---------------------------------------------------------------------------- Click here: http://www.irasmithinc.com/blog/consumers-proposal-toronto/ ----------------------------------------------------------------------------

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