Toronto Debt Solutions

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WHEN YOUR FINANCIAL PLAN FAILS: GTA DEBT CRISIS OPTIONS & CONSUMER PROPOSALS EXPLAINED (CANADA) THIS BLOG GOES LIVE ON MONDAY, DECEMBER 1, 2025, AT NOON - WATCH THE VIDEO NOW! WHEN YOUR FINANCIAL PLAN FAILS: GTA DEBT CRISIS, LEGAL SHIELD OPTIONS & CONSUMER PROPOSALS EXPLAINED (CANADA) Struggling to make your financial plan work in today’s Greater Toronto Area economy? You are not alone. In this video, Licensed Insolvency Trustee Ira Smith breaks down why even a solid budget and careful planning are no longer enough for many GTA households facing rising rent, mortgage pressure and record consumer insolvencies across Canada.​​ Using the context of Financial Literacy Month, this video explains how traditional advice around budgeting, saving and planning is running into a harsh new reality: incomes are not keeping up with the cost of living, and more people are turning to credit cards and lines of credit just to stay afloat. When your financial plan starts to crack under this pres...

THIS BLOG GOES LIVE ON MONDAY, DECEMBER 1, 2025, AT NOON - WATCH THE VIDEO NOW! WHEN YOUR FINANCIAL PLAN FAILS: GTA DEBT CRISIS, LEGAL SHIELD OPTIONS & CONSUMER PROPOSALS EXPLAINED (CANADA) Struggling to make your financial plan work in today’s Greater Toronto Area economy? You are not alone. In this video, Licensed Insolvency Trustee Ira Smith breaks down why even a solid budget and careful planning are no longer enough for many GTA households facing rising rent, mortgage pressure and record consumer insolvencies across Canada.​​ Using the context of Financial Literacy Month, this video explains how traditional advice around budgeting, saving and planning is running into a harsh new reality: incomes are not keeping up with the cost of living, and more people are turning to credit cards and lines of credit just to stay afloat. When your financial plan starts to crack under this pressure, you may need more than another spreadsheet – you may need a legal shield.​​ You will learn: Why...

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THE ONE CCAA CASE: HOW $2 BILLION DEBT WAS RESTRUCTURED & VALUE MAXIMIZED THIS BLOG GOES LIVE ON MONDAY, NOVEMBER 24, 2025, AT NOON - WATCH THE VIDEO NOW! THE ONE CCAA CASE: HOW $2 BILLION DEBT WAS RESTRUCTURED & VALUE MAXIMIZED The One at Bloor & Yonge is one of the most talked-about condo projects in Toronto, and its financial unravelling is a masterclass in Canadian Insolvency law. This video breaks down the complex journey of The One Bloor West from Receivership to the CCAA (Companies’ Creditors Arrangement Act) and the strategic decisions that maximized the asset's value. Licensed Insolvency Trustee Brandon Smith of Ira Smith Trustee & Receiver Inc. analyzes the high-stakes financial restructuring of this $2 Billion project, including: The crucial difference between the Receivership and CCAA processes in a condo development. How the courts approved the controversial plan to cancel hundreds of pre-sale agreements (CCAA Section 32). The legal principles that all...

THIS BLOG GOES LIVE ON MONDAY, NOVEMBER 24, 2025, AT NOON - WATCH THE VIDEO NOW! THE ONE CCAA CASE: HOW $2 BILLION DEBT WAS RESTRUCTURED & VALUE MAXIMIZED The One at Bloor & Yonge is one of the most talked-about condo projects in Toronto, and its financial unravelling is a masterclass in Canadian Insolvency law. This video breaks down the complex journey of The One Bloor West from Receivership to the CCAA (Companies’ Creditors Arrangement Act) and the strategic decisions that maximized the asset's value. Licensed Insolvency Trustee Brandon Smith of Ira Smith Trustee & Receiver Inc. analyzes the high-stakes financial restructuring of this $2 Billion project, including: The crucial difference between the Receivership and CCAA processes in a condo development. How the courts approved the controversial plan to cancel hundreds of pre-sale agreements (CCAA Section 32). The legal principles that allowed creditors to generate over $200 million in additional revenue. If you are ...

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THIS BLOG GOES LIVE ON MONDAY, NOVEMBER 17, 2025, AT NOON - WATCH THE VIDEO NOW! CONSUMER PROPOSAL: THE ULTIMATE GUIDE TO ERASING DEBT (BANKRUPTCY ALTERNATIVE) Are you drowning in debt and looking for a way out? A Consumer Proposal (also known as a debt proposal) is a powerful, legally binding debt relief option that lets you settle most of your unsecured debt without declaring bankruptcy. Watch this video to learn exactly how it works and if it's the right move for your financial future.  KEY ITEMS: 00:00 Introduction & Debt Proposal Overview 01:30 How Consumer Proposals Help 03:00 You Are Not Alone 04:30 Secured vs. Unsecured Debt Explained 06:00 What Is a Consumer Proposal? 07:30 Immediate Relief and Process Explained 09:00 Real Life Examples 10:30 Step-by-Step Consumer Proposal Process 12:00 Consumer Proposal vs Other Options 14:00 Taking the First Step 15:30 Conclusion & Contact Details Ready to take the next step towards being debt-free? If you or your company are rea...

CONSUMER PROPOSAL: THE ULTIMATE GUIDE TO ERASING DEBT (BANKRUPTCY ALTERNATIVE) THIS BLOG GOES LIVE ON MONDAY, NOVEMBER 17, 2025, AT NOON - WATCH THE VIDEO NOW! CONSUMER PROPOSAL: THE ULTIMATE GUIDE TO ERASING DEBT (BANKRUPTCY ALTERNATIVE) Are you drowning in debt and looking for a way out? A Consumer Proposal (also known as a debt proposal) is a powerful, legally binding debt relief option that lets you settle most of your unsecured debt without declaring bankruptcy. Watch this video to learn exactly how it works and if it's the right move for your financial future. KEY ITEMS: 00:00 Introduction & Debt Proposal Overview 01:30 How Consumer Proposals Help 03:00 You Are Not Alone 04:30 Secured vs. Unsecured Debt Explained 06:00 What Is a Consumer Proposal? 07:30 Immediate Relief and Process Explained 09:00 Real Life Examples 10:30 Step-by-Step Consumer Proposal Process 12:00 Consumer Proposal vs Other Options 14:00 Taking the First Step 15:30 Conclusion & Contact Details Read...

Court Ordered Receivership Sale Explained: Protecting GTA Businesses & Real Estate THIS BLOG GOES LIVE MONDAY, NOVEMBER 10, 2025. WATCH THE VIDEO NOW! Are you facing the possibility of a court ordered receivership sale in Ontario? Wondering what it means for real estate, businesses, and creditors in the GTA? In this video, Ira Smith Trustee & Receiver Inc.—trusted Licensed Insolvency Trustees based in Vaughan—break down actual court cases, explain why receiverships are ordered, and show you how businesses and property owners can protect themselves. Learn: 00:00 Introduction & Blog Launch – Court Ordered Receivership Sale 00:10 Landmark Ontario Court Case Changes Receivership Sales 00:24 Can Judges Accept Last-Minute Higher Offers? 00:35 New Law: Maximizing Recovery for Creditors 00:61 Contact Ira Smith Trustee & Receiver Inc. – Vaughan GTA Experts 00:72 Deep Dive: The Cameron Stephens vs. Conacher Kingston Case 00:99 A Flawless Receivership Process Interrupted 01:08 Th...

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ONTARIO Businesses ELIMINATE CRA Debt GTA Licensed Insolvency Trustee Restructuring Strategies Are you a Canadian business owner struggling with CRA tax debt? Discover proven corporate restructuring strategies explained by a Licensed Insolvency Trustee. In this video, we expose exactly how to address CRA arrears, avoid wage garnishments and bank account freezes, and save your company from financial disaster. Learn about the latest legal options for corporate debt relief, including bankruptcy, proposals, and other practical solutions designed specifically for Canadian corporations. Timestamps: 00:00 - Counting CRA arrears instead of sheep 00:15 - CRA notices and frozen bank accounts 00:35 - How CRA actions impact your business 00:50 - Corporate debt restructuring solutions 01:10 - Meet your Licensed Insolvency Trustee 01:30 - How we can help your business recover 01:50 - Call now for a free confidential consultation If you’re facing pressure from the CRA or worried about corporate tax ...

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ONTARIO Businesses ELIMINATE CRA Debt: GTA Licensed Insolvency Trustee Restructuring Strategies Are you a GTA business owner struggling with CRA debt and other debt? Discover proven corporate restructuring strategies explained by a Licensed Insolvency Trustee. In this video, we expose exactly how to address CRA arrears, avoid wage garnishments and bank account freezes, and save your company from financial disaster. Learn about the latest legal options for corporate debt relief, including bankruptcy, proposals, and other practical solutions designed specifically for Canadian corporations. Timestamps: 00:00 - Counting CRA arrears instead of sheep 00:15 - CRA notices and frozen bank accounts 00:35 - How CRA actions impact your business 00:50 - Corporate debt restructuring solutions 01:10 - Meet your Licensed Insolvency Trustee 01:30 - How we can help your business recover 01:50 - Call now for a free confidential consultation If you’re facing pressure from the CRA or worried about corpora...

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CANADIAN DEBT RELIEF 2025: THIS LICENSED INSOLVENCY TRUSTEE WILL GET YOU DEBT FREE IN ONTARIO Struggling with debt in Canada? Discover safe debt relief options from Ira Smith, a Licensed Insolvency Trustee serving the Greater Toronto Area. Learn the REAL solutions—like consumer proposals and bankruptcy—explained without the hype or hidden fees. You don’t have to face debt alone. In this video, Ira covers: Proven Canadian debt relief programs How a Licensed Insolvency Trustee can negotiate with your creditors How consumer proposals work and who qualifies Warning signs to avoid debt relief scams Free, confidential consultations for individuals & families Video Chapters: 00:00 Introduction: Why Debt is Crushing Canadians in the GTA 00:15 Real Stories: Losing Income, Mortgage Stress & Everyday Bills 00:40 Debt Dilemma: Groceries, Minimum Wage & Living on the Edge 01:00 How Debt Relief Works: Hit the Easy Button 01:20 Meet the Experts: Ira Smith & Brandon Smith, Licensed In...