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Showing posts from March, 2022

WHAT IS FINANCIALLY LITERATE? GOOD NEW FLORIDA LAW LATEST TO REQUIRE HIGH SCHOOL STUDENTS TO PASS FINANCIAL LITERACY COURSE

what is financially literate What is financially literate? When should it be learned? Florida high school students will soon start learning more about how to stay financially healthy. Florida’s new financial literacy law requires high school students to take a personal finance course, and for the first time, administrators will be able to report how well they’ve met the requirement to the state Department of Education. The requirement, approved by the Florida Legislature last year, is a graduation requirement. The course is required of all Florida students. Last week, Governor Ron DeSantis signed the legislation into law. Every high school student must take the course.  I think this is great. Financial literacy transcends national boundaries.  Financial literacy is a necessity.  Students in Ontario are now required to take a financial literacy course as part of the grade 10 curriculum.  Students in high school now take a financial literacy course as part of the ...

What is Financially Literate & Why is it Important? - Financial Literacy for Students

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What is Financially Literate & Why is it Important? - Financial Literacy...

What is Financially Literate & Why is it Important? - Financial Literacy for Students Ira Smith Trustee & Receiver Inc. 167 Applewood Crescent #6, Concord, ON L4K 4K7 (647) 799-3312 VISIT THIS SITE: http://www.irasmithinc.com/blog/what-is-financially-literate-2022/ ------------------------------------------------------------------------- https://g.page/r/CRwOSnQuOt5_EAE -------------------------------------------------------------------------- The state of Florida is the latest to try to figure out a way to better prepare its students for the future by implementing a law that requires high school students to pass a financial literacy course.  In this Brandon’s Blog, I describe how this new law defines what is financially literate in hopes to improve the classroom experience of the student and prepare them for the real world. CLICK ON THIS LINK: http://www.irasmithinc.com/blog/what-is-financially-literate-2022/

WHAT DOES A LICENSED INSOLVENCY TRUSTEE DO TO HELP IN YOUR MANAGING DEBT FOR A PROFOUND QUALITY OF LIFE?

what does a licensed insolvency trustee do The Ira Smith Trustee Team is absolutely operational and Ira, in addition to Brandon Smith, is readily available for a telephone consultation or video meeting. We hope that you and your family are safe and healthy. What does a licensed insolvency trustee do?:  What is a licensed insolvency trustee? Frequently I am asked what does a licensed insolvency trustee do ? How is it different from a bankruptcy trustee? The answer is it isn’t different. The term bankruptcy trustee is dated. The new title is Licensed Insolvency Trustee. The Office of the Superintendent of Bankruptcy (OSB) changed it in 2015. Among the reasons for the name change were the submissions made by the Canadian Association of Insolvency and Restructuring Professionals. As the name suggests, a licensed insolvency trustee can offer a wider array of financial solutions. This Brandon’s Blog is intended to describe what does a licensed insolvency trustee do and to provid...

Licensed Insolvency Trustee Video | What Does A Licensed Insolvency Trustee Do?

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THE HOUSEHOLD DEBT-TO-INCOME RATIO: HOW COVID-19 CHANGED THIS 1 SIMPLE EFFECTIVE MEASURE

We hope that you and your family are safe, healthy, and secure during this coronavirus pandemic. Ira Smith Trustee & Receiver Inc. is absolutely operational and Ira, in addition to Brandon Smith, is readily available for a telephone consultation or video meeting. Household debt-to-income ratio:  Understanding the debt-to-income (DTI) ratio Your household debt-to-income ratio indicates how much of your gross monthly income goes toward paying off your debt.  In order to find your DTI ratio of household debt percentage, multiply the result by 100.  The debt-to-income (DTI) ratio is a measure of how much income a person or organization generates in order to service household credit market debt. Based on income, the household debt-to-income ratio, or as it is also called, the household debt service ratio, measures a family’s ability to pay monthly debt obligations. Divide the monthly debt obligations by the gross income to calculate the DTI ratio. When considering ...

The Debt-to-Income Ratio: How to Calculate Your Personal Debt-to-Income Ratio

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4 Pillars Class Action Lawsuit Settlement: Pearce V 4 Pillars Lawsuit Settlement

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4 PILLARS CLASS ACTION LAWSUIT SETTLEMENT: OUR DEFINITIVE GUIDE TO THE PEARCE V 4 PILLARS LAWSUIT SETTLEMENT

We hope that you and your family are safe, healthy, and secure during this COVID-19  pandemic. Ira Smith Trustee & Receiver Inc. is absolutely operational and Ira, in addition to Brandon Smith, is readily available for a telephone consultation or video meeting. 4 Pillars class action lawsuit: What is a class action proceeding? Class action lawsuits are familiar to many people. Group legal actions occur when a group of people who have been injured in the same way as defined by law seeks legal action on their behalf. A class action lawsuit involves plaintiffs (persons who have been injured) and defendants (people who are being sued) who are all brought together by the courts, who determine whether a settlement should be reached between them. A class action lawsuit claims to be owed money. The British Columbia court certified a class-action lawsuit in Pearce v 4 Pillars Consulting Group Inc.  (the “4 Pillars class action lawsuit” ) on October 29, 2019. In my November 25, ...