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Showing posts from September, 2021

THE CANADIAN RECEIVERSHIP EASY BEGINNERS GUIDE

We hope that you and your family are safe, healthy and secure during this COVID-19 pandemic. Ira Smith Trustee & Receiver Inc.  is absolutely operational and Ira, in addition to Brandon Smith, is readily available for a telephone consultation or video meeting. If you wish to listen to an audio version of this Brandon Blog, please scroll to the very bottom of the page and click play on the podcast. What is Receivership ? Last week I wrote an easy beginner’s guide on bankruptcy .  This Brandon Blog is for anybody interested in finding out what type of insolvency process receivership is and how it differs from some other insolvency processes. I will explain the receivership process, provide an overview of what happens in a receivership , explaining what is sought to achieve, and the consequences of receivership . Receiverships occur when a secured lender enforces its security to recover loans that have been defaulted on by a borrower.   Secured creditors appoi...

The Canadian Receivership Easy Beginners Guide

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THE CANADIAN BANKRUPTCY AND INSOLVENCY ACT EASY BEGINNER’S GUIDE

We hope that you and your family are safe, healthy and secure during this  COVID-19 pandemic . Ira Smith Trustee & Receiver Inc.  is absolutely operational and Ira, in addition to Brandon Smith, is readily available for a telephone consultation or video meeting. What is in the Canadian Bankruptcy and Insolvency Act? Canada’s bankruptcy and insolvency laws are governed by two major pieces of federal legislation : the Canadian Bankruptcy and Insolvency Act   and the Companies’ Creditors Arrangement Act .  Additionally, provincial legislation intersects with the Canadian Bankruptcy and Insolvency Act .  During bankruptcy , a debtor can keep certain types of property based on provincial legislation .  Details may differ amongst each Canadian province . Provincial governments and territories have their own laws regarding property exemptions, court orders, and debt collection. The Canadian Bankruptcy and Insolvency Act  (often referred to as the...

Canadian Bankruptcy And Insolvency Act Easy Beginner's Guide

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CANADA’S DEBT BURDEN: CANADIAN WEALTH SOARS RELATIVE TO DEBT

canada’s debt burden We hope that you and your family are safe, healthy and secure during this COVID-19 pandemic. Ira Smith Trustee & Receiver Inc. is absolutely operational and Ira, in addition to Brandon Smith, is readily available for a telephone consultation or video meeting. If you would like to listen to the audio version of this Brandon Blog, please scroll to the very bottom and click play on the podcast. Canada’s debt burden growing for Canadians: 2021 Edition Canada’s fiscal policy faces many challenges, according to the Fraser Institute.  The federal and many provincial government s face serious financial challenges due to budget deficits and increasing accumulation of debt .  As interest payments increase, there will be less money left for tax cuts, education, and social services.  In the aftermath of COVID, the federal and provincial government s must develop long-term plans to address Canada’s growing debt problem . Canada’s debt burden co...

Canada's Debt Burden: Canadian Wealth Soars Relative To Debt

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Canada's Debt Burden: Canadian Wealth Soars Relative To Debt

Canada's Debt Burden:  Canadian Wealth Soars Relative To Debt Ira Smith Trustee & Receiver Inc. 167 Applewood Crescent #6, Concord, ON L4K 4K7 (647) 799-3312 VISIT THIS SITE: http://www.irasmithinc.com/blog/canadas-debt-burden/ ------------------------------------------------------------------------- https://g.page/r/CRwOSnQuOt5_EAE -------------------------------------------------------------------------w Canada's debt burden continues to increase. Individuals' wealth is growing.  I explain some interesting Statistics Canada reporting. http://www.irasmithinc.com/blog/canadas-debt-burden/ #canada’sdebtburden #howmuchdebtiscanadain2020 #canadiannationaldebtbyprimeminister #provincialdebtbyprovince2021 #canada’sdebt2021 #canadadebtpercapita2020 #canadadebtogdp #canadadebtbyyear #debt #bankruptcy #restructuring #foreclosure CLICK ON THIS LINK: http://www.irasmithinc.com/blog/canadas-debt-burden/ ------------------------------------------------------------------------------...

CREDIT SCORE IN CANADA: ARE CAR INSURANCE COMPANIES REQUIRED TO PULL A CREDIT REPORT ON NEW BRUNSWICK RESIDENTS?

We hope that you and your family are safe, healthy and secure during this COVID-19 pandemic. Ira Smith Trustee & Receiver Inc.  is absolutely operational and Ira, in addition to Brandon Smith, is readily available for a telephone consultation or video meeting. A credit score in Canada: Can car insurance companies use your credit score? According to the CBC News show “ Marketplace ” in 2010, home insurance rates can be influenced by a person’s credit score in Canada .  A number of people experienced doubled insurance premiums after their insurance company included credit scores in calculating risk. Consumer credit scores are portrayed positively by those who make use of it. Insurers only check your credit score to determine the best premium for you, according to Desjardins. The Cooperators offer a different perspective. The credit score reflects a person’s financial responsibility and behaviour.  The issue is undoubtedly contentious. In Ontario, as elsewher...